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ABOUT US

Principles Financial Consultants is an independent financial advisory company with more than 45 years of combined experience advising trustees and advisory bodies on their employee benefits.

Company Mission:

Creating empowerment through imparting the relevant skills, knowledge and attitude where South Africans can retire financially secured.

Strategic Goals:

Improve standards of fund governance, including trustee knowledge and conduct, protection of members’ interest, accountability, and disclosure of material information to members and contributors.


Your Financial Wellness, Our Priority:
From integrated health and retirement solutions to insurance coverage that shields your future, we offer a comprehensive range of services designed to establish, build, and preserve your financial wellness. Whether you're a corporate seeking robust employee benefits, a small business protecting its ventures, or an individual crafting a secure financial roadmap, we're here to assist you every step of the way.



CONSULTING SERVICES

Why Principles Financial Consultants


Consulting to 30 retirement funds and 10 employer groups on medical aid benefits

Our objectivity and independency have earned us credibility with all our clients

Our membership base is in excess of 5000 members (medical and retirement funds)

We are an accredited financial service provider with Financial Sector Conduct Authority with number 19721 and FAIS compliant.

We are culturally diversified and cater for eight of the eleven official languages

Principles Financial Consultants is authorised to provide financial services for the following products:

our belief on 'PRINCIPLES of Retirement Reform'

“The South African retirement fund industry has been heavily influenced by a racially divided past and the parallel existence of developed and emerging components of our economy. There is a large and well-established private contractual savings sector, government employees are provided for through a near-fully funded retirement arrangement, but approximately three-quarters of the population reach retirement age without a funded pension benefit and hence rely on a government social assistance grant programme.”

National Treasury

Employee Benefits Advisory Services

Our clients’ requirements are rarely the same, because no two businesses are. We offer everything from off-the-shelf to fully bespoke solutions. Naturally, that can involve broking a great deal (which is good news for us ), but that’s just one part of the job. Chances are you’ll also need to analyse your risk profile and help people engage . Setting up each policy so it runs smoothly is critical too.

Our process

Our approach to designing the perfect employee benefits package is based on one simple fact: there’s no company – and no workforce – that’s quite like yours.

Getting to know you – goal setting.

The first step is evaluating what you’ve already got.

Due diligence exercise.

Management Board Committee.

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