Retirement Funds have seen many changes over the last years. This was driven by employers, employees, demographics and legislation.

Employers are operating in an increasingly competitive environment to attract and retain the best talent, while a more mobile working population is resulting in a significant re-evaluation of retirement provision by employers, individuals and the Government.

It is vital for employers to run efficient, attractive and cost-effective retirement plans.

Principles Financial Consultants provide Healthcare and Primary Care consulting services. Our approach to healthcare consulting follows the purpose of helping people securing their financial well-being.


We make sure our members have the right plan with the right benefits and appropriate service levels in place. We have adopted an all-inclusive approach to health care management and therefore rely on the input of expert teams of specialist consultants.

Principles is structured to provide the best, most effective business insurance to our clients.

From small businesses to large corporates, protect your business with our comprehensive range of insurance and risk consulting products and services.

From vehicles to fixed assets, machinery and equipment, liabilities, professional indemnity, public liability and cybercrime, to goods in transit, business interruption, professional and fidelity guarantee and more, Principles provides insurance and risk consulting solutions backed by professional and qualified advice to mitigate the risks of virtually every industry sector and business specialisation.

Our specialist broking teams are structured and singularly focused on identifying, recommending and executing risk and insurance solutions that empower results and more for your business. When others are quick to simply mitigate risk, our experts understand that risk often leads to new opportunities, better outcomes, lower costs and long-term value for your business. We understand that to be successful in business, the point of managing risk is not to avoid it, but to be smart and strategic about it.

With excellent resources and technical expertise, our risk and broking capabilities are carried out by seasoned experts with a deep understanding of the challenges facing clients across all industry sectors and specialisations. You can be assured of having a risk partner with a deep understanding of your unique business risks with solutions that include insurance brokerage for a diversity of industries.

The total cost of insurance cover is as important to consider as the quality of insurance cover.

At Principles, we do insurance cover carefully, with due diligence and proper expertise. We believe that, because you care about your valuables, you need good and proper insurance that does the same.

We do a proper risk analysis to understand the risks you face. We provide you with a tailored solution that will protect your valuables.

Our Financial Planners provide you with sound financial advice you can trust to guide you on your financial journey and assist you to make informed decisions about your financial goals – so you can achieve a carefree retirement. Whether you’re moving up the corporate ladder or planning your retirement, our financial planners can help you get there.

Our team of experts provide support when you need it most through professional services crafted by industry experts that ensures your final wishes are fulfilled, providing real peace of mind during difficult times.



As part of this offering, Discovery Wills our team of experts will assist clients in drafting their free will and ensuring that it is stored safely. Your last will and testament is one of the most important documents you will commit to within your lifetime as it ensures that your loved ones are well taken care of when you are no longer around. Our trusted specialists and high-quality fiduciary services can assist with the planning requirement and guide you through the complex process of winding up an estate.